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What if I'm not sure I can handle school and work at the same time?

SUM's academic and ministry workload demands a lot of time and dedication. As a result, students are discouraged from attempting more than part-time work hours while enrolled at SUM. You should seriously consider whether or not you are able to devote sufficient time to your education should you choose to work. 

Working is not a requirement. However, working while enrolled is just one way to reduce your total financial debt upon graduation. Determine whether doing both is a viable option for you.