What if there is a – (minus) sign in front of the balance due amount?

This signifies the estimated amount of the refund you can anticipate when your financial aid is applied to your account.  It is important to remember that you will be required to pay back your loans and this refund amount should be kept as low as possible to protect you from excess indebtedness.  It is easy to get the aid now, but difficult to make payments when they become due when you are no longer a student.  Student loans are a very serious matter.