Contact Us at 510-567-6174

Florida - Kissimmee



Living Water Fellowship started as a church plant in the year 2000 by our Lead Pastors, Terry & Debra Howell! We are a unique, diverse church with many cultures represented. No single group has a majority, because there are more than 60 nations represented! All of our sermons are topical, relatable, comedic, and can be applied to your everyday life. Our style of worship is contemporary. LWF strives to have a complete and wonderful worship experience for all ages. It is our goal to make disciples for Jesus Christ, not just converts!

Here is what sets Living Water Fellowship apart: 

  • Leading Thousands to Christ Each Year! 
  • Multi-Cultural 
  • Relevant Sermons
  • Contemporary Worship
  • State of the Art Sanctuary
  • Children & Youth Ministries

Visionary Leadership


terry howell.png

Pastor Howell is an ordained minister with the Assemblies of God and majored in Accounting at the West Virginia Institute of Technology. He attended the Assemblies of God Theological Seminary where he started work on his Master’s degree. After feeling a call from God, Pastors Terry and Debbie Howell started Living Water Fellowship in November of 2000. Under their direction, Living Water Fellowship has experienced tremendous growth in a short amount of time. The first service had 60 people in attendance while today's attendance is over 1500 and growing. Pastor Howell has a diverse background in business operations and pastoring. This experience includes Director of Operations for an Arby's franchise, District Manager of Taco Bell, Arby's Restaurant owner and Senior Pastor of Dickson City Assembly for 13 years. Pastor Terry and Debbie were married in August 1974. They have 2 children and 5 grandchildren.


debra howell.png

Pastor Debra was born in the beautiful state of West Virginia & was 1 of 8 children! At the early age of eight, Debbie received a word from the Lord confirming her calling that she would reach the Nations for Christ. Pastors Debbie & Terry were married in Aug, 1974. They are now the parents of 2 children & grandparents to 5. Debbie served as Vice-President & co-owner of 2 Arby’s Franchises. It was during this time that God called Terry & Debbie to pastor. They pastored together at Dickson City Assembly in PA for 13 years. God opened doors for a challenging move to Florida to establish Living Water Fellowship! Debbie has served the past 15 years as co-pastor. She currently serves as a public speaker, Director of Ministries & Pen-FL District WM Cooridinator for Section 6. She is gifted in the areas of leadership, coordinating ministries, public speaking and the prophetic. Debbie attended the Berean School of Ministry.

Cohort Advisor


Magdalena “Maggie” Kornblum is a licensed minister with the Assemblies of God. She has obtained a Bachelor’s of Science from Florida Southern College and a Master’s Degree of Christian Counseling from University Teólogica MISL. Maggie accepted God’s calling in 2010 and has served as Business Administrator at Living Water Fellowship. She has, with much joy and excitement thankful for the opportunity she has been given to serve as Cohort Advisor for SUM College at Living Water Fellowship.




Living Water Fellowship
4101 Pleasant Hill Rd
Kissimmee, Florida 34746
United States


Phone: (407) 518-7217